Terms of Service

Effective Date: October 17, 2025
Last Updated: October 17, 2025

Welcome to West Coast Mortgage Group (“Company,” “we,” “our,” or “us”). These Terms of Service (“Terms”) govern your use of our website www.wcmtg.com (“Site”) and any related services, applications, forms, or tools we provide (collectively, the “Services”).

By accessing or using our Site or Services, you agree to be bound by these Terms. If you do not agree, please discontinue use of our Site immediately.

1. Company Information

West Coast Mortgage Group
NMLS ID #5084
Corporate Office: 2716 Broadway, Sacramento, CA 95818
Phone: (916) 453-7533

Licensed Mortgage Lender in the State of California. Equal Housing Opportunity.

2. Eligibility

You must be at least 18 years of age and a resident of the United States to use our Services. By using this Site, you represent that you meet these requirements and that all information you provide is true, accurate, and complete.

3. Use of the Website

You agree to use this Site only for lawful purposes and in accordance with these Terms. You may not:

  • Use the Site to transmit false, misleading, or fraudulent information;

  • Use automated tools or scraping methods to collect data from the Site;

  • Attempt to interfere with or disrupt the operation or security of the Site; or

  • Use the Site to transmit spam or other unsolicited communications.

We reserve the right to restrict or terminate access to the Site for any user who violates these Terms.

4. No Commitment to Lend

Nothing on this Site constitutes an offer or commitment to lend. Loan approval is subject to credit review, verification of information, and other underwriting criteria. Programs, rates, and terms are subject to change without notice.

5. Disclaimers

The content on this Site is provided for informational purposes only and should not be considered financial, legal, or tax advice. We make no warranties, express or implied, regarding the completeness, accuracy, or reliability of any information on this Site.

You should always consult with qualified professionals before making financial decisions.

6. Intellectual Property

All content, text, graphics, logos, and other materials on this Site are the property of West Coast Mortgage Group or its licensors and are protected by U.S. copyright and trademark laws. You may not reproduce, distribute, modify, or display any part of the Site without our prior written consent.

7. Third-Party Links

Our Site may contain links to third-party websites. These links are provided for convenience only. We do not control or endorse such sites and are not responsible for their content or privacy practices. Use of third-party sites is at your own risk.

8. Privacy

Your use of this Site is also governed by our Privacy Policy which explains how we collect, use, and protect your personal information.

9. Limitation of Liability

To the fullest extent permitted by law, West Coast Mortgage Group and its affiliates, employees, and agents shall not be liable for any indirect, incidental, or consequential damages arising out of your use or inability to use the Site or Services.

10. Indemnification

You agree to indemnify and hold harmless West Coast Mortgage Group, its officers, directors, employees, and agents from and against any claims, damages, losses, or expenses arising from your use of the Site, violation of these Terms, or infringement of any third-party rights.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles. Any disputes arising under these Terms shall be resolved in the courts located in Sacramento County, California.

12. Changes to These Terms

We may update these Terms at any time without prior notice. The updated version will be posted on this page with a revised effective date. Your continued use of the Site after such changes constitutes your acceptance of the revised Terms.

13. Contact Us

If you have any questions about these Terms, please contact us:
West Coast Mortgage Group
2716 Broadway, Sacramento, CA 95818 Sacramento, CA 95833
Phone: (916) 453-7533
Email: info@wcmtg.com