Jumbo Loan

Jumbo Loan2022-12-17T22:05:12-08:00
Jumbo Loans text overlay of a two story house in Sierra Mountains with multiple windows and a mix of brick, panel siding, and wood siding.

EXCEEDING CONVENTIONAL LIMITS

If you’re thinking about a jumbo loan for your home purchase, West Coast Mortgage Group has been serving borrowers since 2004 with great interest rates.

Move into your forever home, acquire a new property, or invest in a vacation home with a jumbo loan from West Coast Mortgage Group. A Jumbo Loan allows borrowers to secure financial loans that would normally exceed the limits set by traditional home loans like an FHA or Conventional home loan. Maximum loan amounts vary and this option allows borrows to enjoy the same perks associated with fixed or adjustable mortgages at a larger rate with attractive term options.

Getting a Jumbo mortgage is easier than you think and West Coast Mortgage Group has great mortgage rates! If you have a good credit score, a low debt-to-income ratio, and are able to provide a greater down payment, a Jumbo Loan may be right for you. Jumbo mortgage loans usually require a 700+ or higher credit score and have the same overall qualifying needs as a traditional loan.

Advantages of a Jumbo Loan:

  • Our lending guideline requirements are more flexible than big banks

  • Qualify for more than traditional loan limits

  • Down payments can be as little as 5%

  • Interest rates have fallen on par with traditional loans

  • Purchase a home that fits all your needs and wants

We look forward to assisting with your home loan needs. Start your quote today

With West Coast Mortgage Group, getting approved for your Jumbo Loan is easy. We work hard on your behalf to take care of the details and pride ourselves on creating a simple process for our clients. Which translates into minimal work for you, and a smooth transition into your new home.

We are honored to serve clients in California, Colorado, Florida, Idaho, Oregon, Maryland, Nevada, New Mexico, Washington, Arizona, Texas and Pennsylvania and our licensed loan officers’ work on your behalf to lock-in a great rate for your budget.

When you work with West Coast Mortgage Group, you aren’t just working with a great team; you’re also investing in the local community. We care about social responsibility and continuing our efforts to improve the quality of life for our neighbors.

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