FHA Loan

FHA Loan2020-05-24T11:02:47-07:00

A Simple Loan for Purchasing Your Home

If you’re thinking about an FHA loan for your home purchase, West Coast Mortgage Group is here to help with over 15 years experience and historically low interest rates.

An FHA loan is one of the easiest mortgage loans to qualify borrowers for with less than perfect credit. Even with poor credit, bankruptcy, or foreclosure, you may still qualify for an FHA Home Loan. However, to take advantage of the 3.5% down, you must have a credit score of 580 or higher. FHA loan amounts vary by state and county with a 3.5% down payment. Insured by the Federal Housing Administration (FHA), this option is most popular among first-time homebuyers because it allows for a low down payment and a less-than-perfect credit score.

Advantages of an FHA Loan:

  • Low 3.5% down payment with assistance for qualified homebuyers

  • Poor credit, bankruptcy, or foreclosure can still qualify

  • Shorter waiting period after financial hardships

  • No down payment required

  • Flexible credit guidelines

We look forward to answering your mortgage questions, give us a call

(916) 453-7533

With West Coast Mortgage Group, getting approved for your FHA loan is easy. We work hard on your behalf to take care of the details and pride ourselves on creating a simple process for our clients. Which translates into minimal work for you, and a smooth transition into your new home.

We are honored to serve clients in California, Colorado, Florida, Idaho, Maryland, Nevada, New Mexico, Oregon, and Washington and our licensed loan officers’ work on your behalf to lock-in a great rate for your budget.

When you work with West Coast Mortgage Group, you aren’t just working with a great team; you’re also investing in the local community. We care about social responsibility and continuing our efforts to improve the quality of life for our neighbors.

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